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Construction workers keep on trucking.

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We don't usually listen to our family members when they offer financial advice. But what happens when your family member happens to be Planet Money host Adam Davidson? Does that mean you have to listen?

Adam's been telling his cousin, DJ, that he's facing economic danger for years. Now, with the help of a finance expert, he finds out it may not be so bad.

Today on Planet Money:

— Finance professor Pietra Rivoli makes a housecall for Adam and his cousin DJ.

Download the podcast; or subscribe. Intro music: Bruce Springsteen's "Born To Run." Find us: Twitter/ Facebook/ Flickr.