by Caitlin Kenney

The Private Bank on LaSalle Street
Seven_Null7/Planet Money Flickr pool

Only two stores remain inside the Totem Lake Mall in Kirkland, Washington.

With incomes falling, Americans are spending less and saving more. The Commerce Department says consumer spending dropped 0.2 percent in March, following an increase of 0.1 percent in February. Incomes were down 0.3 percent last month, the fifth drop in six months. Meantime, savings are up. Americans socked away $455.3 billion in March — that's about 4.2% of disposable personal income.