In "The Hunt For Affordable Health Insurance," NPR's Howard Berkes explores the world of insurance brokers. We're gearing up for a round of coverage on the economics of health care and health care reform. Like so much of modern life, it's complicated — maybe too complicated.

Commenting on Berkes' story, Cindy Renander writes:

I am a GenXer, and sometimes hear people in my parents' generation complaining about how we can't manage our finances. I think when it comes to personal finance, there really was a "good ole days." We have to deal with complicated insurance policies, student loans, mortgages.

My aunt opened a safe deposit box for a deceased relative and showed us the one legal size page document from the 1970's that constituted the purchase of her house! I want to spend my time with my family, my career, and things I like to do rather than on picking up personal finance tips. More financial education for young people is NOT the answer — I don't want my kids wasting any precious time learning about financial traps when the rules are constantly changing. I'm highly educated and fall into traps myself.