by Laura Conaway

Good morning, and let's get reading.

Three you need from the New York Times: First, the case of the Simmons Bedding folks, whose company got sold over and over and made lots of people money and is heading for bankruptcy anyway. Second, if Congress can't agree on regulatory reform, maybe the Supreme Court can. Third, last week bonds were so very last week, and now bonds are hot again.

It's a headline that writes itself. "Roubini: Investors Too Optimistic."

Two on the FDIC: The failed banks list, and what's up with that dwindling insurance fund? And FDIC chairwoman Sheila Bair says creditors should pay more when banks go belly up. Someone has to, right?

Oh, and a big thanks to the Planet Money crowd. The site won a big award over the weekend, making all our mamas so proud. We couldn't have done it without you.