Our friends over at Youth Radio filed a report this week on a brother and sister who've worked and scrimped and worked some more and now own houses. It helps to have parents who know how it's done.

"He gave me a huge lecture," Denise Tejada says about her father's intervening in her teenage spending habits. "He analyzed my bills and my checks and how much I was spending on certain extra things that I wanted." The dad put his kids on a savings program so they could afford to break into the depressed real estate market. As Wilmer Tejada says, they might not get another chance like this one for a long time.