I am one of the 200 million Americans facing foreclosure. I got caught up in the whirlwind of borrowing and looking to a brighter housing market. That isn't what happened I am not 90 days late on the mortgage and risking losing my home. Friends have had yard sales, I have had sold many things on Ebay and even resorting to cyberbegging through cybergbeg.com and savecarolshome.com In reading the governments plan for helping it doesn't look like it will be any help for a person like myself with marginal credit who can't qualify for a FHA loan and what about the fact that I now owe more than my home is even worth, It doesn't seem as though they have addressed that either. Well as for me I just keep chugging along trying to keep the roof over my head.

Sent by Carol Mondine | 9:14 AM ET | 09-01-2007