Listen to this 'Talk of the Nation' topic

The past two weeks have been a series of highs and lows on Wall Street, and it seems that at some point, this has got to affect the average American. Well, if you're a small business owner looking for a loan, it's possible. If you're a big company accustomed to using credit to acquire new property, it's already happening... which means you may be driving an older-model rental car than you're used to. And if you're just a regular consumer looking for some help with a big purchase, it may not be as easy as it once was. What about you, BotNers? Have you run into "no's" at the bank in recent days, thanks to the market's volatility?