It's no secret that the economy, right here, right now, is in crisis. Banks failing, homes foreclosed, food and gas prices rising. But there's another creeping problem that makes all of these crises even worse — and that's the gradual eroding of corporate and social safety nets. The end result of this: we're just one crisis away from ruin. An unforeseen illness, job loss, or divorce, can wipe us out completely. Peter Gosselin's book High Wire: The Precarious Lives of American Families delves into the shifting financial sands, by telling the sometimes wrenching stories of families (some even quite affluent) who found themselves in disastrous circumstances. Laissez faire has become — not so faire after all. Has this happened to you?