In Phoenix, foreclosures are a big problem. (In the last year, more than 25,000 houses have been foreclosed.) As we'll hear at the end of the second hour today, Arizona has implemented several initiatives to help struggling homeowners and homeless families. We'll use Phoenix as a microcosm, to find out more about the problem nation-wide. If you live in a place where the real estate market is crumbling, where homeowners have become former homeowners, we want to hear from you. How has it affected your community? Have your lawmakers, at the local or state levels, tried to help?