Former Fannie Mae CEO Franklin Raines (right) testifies on Capitol Hill in December 2008. Former Freddie Mac CEO Leland Brendsel (center) and former Fannie Mae chief Daniel Mudd (left) listen. Susan Walsh/AP hide caption

itoggle caption Susan Walsh/AP

JPMorgan Chase admitted to overcharging more than 4,000 active-duty military personnel on their home loans and said it foreclosed in error on 14 of them. The company will send out $2 million worth of refunds to 4,000 active-duty customers who were affected. Chris Hondros/Getty Images hide caption

itoggle caption Chris Hondros/Getty Images

Randal Howland, 50, of St. Louis, lost his job over a year ago. Whitney Curtis for NPR hide caption

itoggle caption Whitney Curtis for NPR

A bank-owned home in Miami, Fla., where foreclosure sales made up 39.7 percent in the most recent quarter, according to RealtyTrac. Analysts expect more foreclosures in early 2011. Joe Raedle/Getty Images hide caption

itoggle caption Joe Raedle/Getty Images

Satila Higgins, of Evansville, Ind., speaks with a prospective employer at a career fair in San Diego. Gregory Bull/ASSOCIATED PRESS hide caption

itoggle caption Gregory Bull/ASSOCIATED PRESS

Kenneth Reitz plans to spend his tax money on Apple products, e-books, apps and possibly a dinner with his fiancee. Courtesy of Kenneth Reitz hide caption

itoggle caption Courtesy of Kenneth Reitz

Magan's mother, Marcy Hebert, says Magan was interested in hunting before her brother was. Tamara Keith/NPR hide caption

itoggle caption Tamara Keith/NPR

Oysterman Mitch Jurisich steers a small boat around his family's oyster beds off the coast of Empire, La. He hasn't harvested many oysters since oil from the BP spill drifted into the area in June. Tamara Keith/NPR hide caption

itoggle caption Tamara Keith/NPR

Investors in mortgage-backed securities are going after Bank of America to get the bank to take back loans that have gone bad. Paul Sakuma/AP hide caption

itoggle caption Paul Sakuma/AP

Homeowners can deduct the mortgage interest they pay each year while submitting their taxes, but a new proposal by President Obama's bipartisan deficit commission would eliminate that deduction. Past attempts to cut the incentive have made little headway in Congress. Gene J. Puskar/AP hide caption

itoggle caption Gene J. Puskar/AP

Community leaders and homeowners who have lost their homes to foreclosure protest at a rally in Los Angeles last month. Bank of America has acknowledged finding some mistakes in its foreclosure files. Mark Ralston/AFP hide caption

itoggle caption Mark Ralston/AFP

Fed policymakers meeting Tuesday are expected to launch a new course of economic stimulus. Their likely course of action: quantitative easing. A decision is expected Wednesday. Karen Bleier/Getty Images hide caption

itoggle caption Karen Bleier/Getty Images

Realtor Teresa Sciubba (left) talks to real estate investor Kristin Gragg outside a foreclosed property in Chandler, Ariz. Matt York/AP hide caption

itoggle caption Matt York/AP