President Obama remarks on his proposal to tighten consumer protections for people saving for retirement as Sen. Elizabeth Warren and Labor Secretary Tom Perez listen, at AARP on Monday. Getty Images hide caption

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A realty sign hangs in front of a home for sale in Orlando, Fla. Housing advocates say banks, stung by the housing crisis and its fallout, remain reluctant to lend. John Raoux/AP hide caption

itoggle caption John Raoux/AP

Jeffy Docteur is one of the students in the NStar electrician apprenticeship program outside Boston. He says he's interested in working on switching systems that keep power flowing through the electrical grid. Chris Arnold/NPR hide caption

itoggle caption Chris Arnold/NPR

Heartland Regional Medical Center in St. Joseph, Mo., is changing its name to Mosaic Life Care. It was the focus of an NPR and ProPublica investigation into its billing practices. Steve Hebert for ProPublica hide caption

itoggle caption Steve Hebert for ProPublica

A protester demonstrates for higher wages for fast food workers in Jackson, Miss., in December. Employers are hiring more people, but overall, the wages they're paying remain flat. Rogelio V. Solis/AP hide caption

itoggle caption Rogelio V. Solis/AP

Keith Herie is swamped in debt from medical issues he and his wife encountered starting about a decade ago. Heartland hospital is seizing 10 percent of his paycheck and 25 percent of his wife's wages, and has placed a lien on their home. Steve Hebert for ProPublica hide caption

itoggle caption Steve Hebert for ProPublica

A new directive from the Federal Housing Finance Agency, which regulates mortgage giants Fannie Mae and Freddie Mac, will allow first-time homebuyers to put down as little as 3 percent. Mark Wilson/Getty Images hide caption

itoggle caption Mark Wilson/Getty Images