A Fannie Mae/Freddie Mac mortgage services representative (left) helps a person register for mortgage help in Miami. Joe Raedle/Getty Images hide caption

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Trader Peter Tuchman reacts on the floor of the New York Stock Exchange on March 13. That same day, the Dow Jones industrial average had its highest close since 2007. Richard Drew/AP hide caption

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Apple's store in New York City's Grand Central station employs about 315 people. Spencer Platt/Getty Images hide caption

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In December, Freddie Mac CEO Charles Haldeman (from left), FHFA acting Director Edward DeMarco and Fannie Mae CEO Michael Williams testified on Capitol Hill about the Federal Housing Finance Agency's performance. Chip Somodevilla/Getty Images hide caption

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A sign for Freddie Mac in front of its headquarters in McLean, Va. Alex Wong/Getty Images hide caption

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One of Freddie Mac's restrictions blocks people who have a short sale in their past from refinancing for two to four years following the short sale. Rich Pedroncelli/AP hide caption

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