According to the U.S. Census Bureau, homeownership rates got even closer to pre-housing boom numbers in the first quarter of 2012. Steven Senne/AP hide caption

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Renzo Salazar maintains the yard around a foreclosed house in Miami after the bank hired him to keep the home from falling into complete dilapidation. Joe Raedle/Getty Images hide caption

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A pre-foreclosure sign is seen in front of a home in Miami. Supporters of a plan to reduce the principals owed by many homeowners facing foreclosure say it would prevent larger losses and keep people in their homes. Joe Raedle/Getty Images hide caption

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David Butler and one of his safer tools. Chris Arnold/NPR hide caption

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A Fannie Mae/Freddie Mac mortgage services representative (left) helps a person register for mortgage help in Miami. Joe Raedle/Getty Images hide caption

itoggle caption Joe Raedle/Getty Images