A New York Stock Exchange trader works on the floor on Dec. 17. Stocks rose nearly 300 points after the Federal Reserve announced it plans to begin raising interest rates next year. Andrew Burton/Getty Images hide caption

itoggle caption Andrew Burton/Getty Images

Workers pack items Sunday at an Amazon fulfillment center in Tracy, Calif. Cyber Monday online sales jumped 8.5 percent over 2013. Noah Berger/Reuters/Landov hide caption

itoggle caption Noah Berger/Reuters/Landov

Don Benfield is trying to get health care coverage for his family. The options at work are too expensive, but his employer's option disqualifies him from Affordable Care Act subsidies. Courtesy of Don Benfield hide caption

itoggle caption Courtesy of Don Benfield

The second open enrollment period for buying health insurance under the federal Affordable Care Act starts Saturday. Don Ryan/AP hide caption

itoggle caption Don Ryan/AP

Ray Gerrish repairs a drilling rig near Watford City, N.D. Oil industry analysts predict that oil prices will have to remain low for at least several months before having a significant effect on U.S. production. Jim Gehrz/MCT/Landov hide caption

itoggle caption Jim Gehrz/MCT/Landov