A housing revival will be key to an economic recovery in 2013, analysts say. Jonathan Ernst/Reuters /Landov hide caption

itoggle caption Jonathan Ernst/Reuters /Landov

Federal Reserve Chairman Ben Bernanke speaks during a news conference in Washington on Dec. 12. Some economists worry the Fed has set the stage for inflation as well as stock and housing bubbles by keeping interest rates low. Kevin Lamarque/Reuters /Landov hide caption

itoggle caption Kevin Lamarque/Reuters /Landov

Sen. Charles Schumer, D-N.Y. (right), shown at a news conference Thursday on Capitol Hill with Senate Majority Leader Harry Reid, is arguing for raising taxes on the wealthy as part of a deal to avoid the fiscal cliff. J. Scott Applewhite/AP hide caption

itoggle caption J. Scott Applewhite/AP

House Speaker John Boehner of Ohio speaks to reporters on Capitol Hill Thursday after private talks with Treasury Secretary Timothy Geithner. J. Scott Applewhite/AP hide caption

itoggle caption J. Scott Applewhite/AP

President Obama, accompanied by House Speaker John Boehner of Ohio, speaks to reporters at the White House on Friday during a meeting to discuss the fiscal cliff. Carolyn Kaster/AP hide caption

itoggle caption Carolyn Kaster/AP