A housing revival will be key to an economic recovery in 2013, analysts say. Jonathan Ernst/Reuters /Landov hide caption

itoggle caption Jonathan Ernst/Reuters /Landov

Federal Reserve Chairman Ben Bernanke speaks during a news conference in Washington on Dec. 12. Some economists worry the Fed has set the stage for inflation as well as stock and housing bubbles by keeping interest rates low. Kevin Lamarque/Reuters /Landov hide caption

itoggle caption Kevin Lamarque/Reuters /Landov

Sen. Charles Schumer, D-N.Y. (right), shown at a news conference Thursday on Capitol Hill with Senate Majority Leader Harry Reid, is arguing for raising taxes on the wealthy as part of a deal to avoid the fiscal cliff. J. Scott Applewhite/AP hide caption

itoggle caption J. Scott Applewhite/AP

House Speaker John Boehner of Ohio speaks to reporters on Capitol Hill Thursday after private talks with Treasury Secretary Timothy Geithner. J. Scott Applewhite/AP hide caption

itoggle caption J. Scott Applewhite/AP

President Obama, accompanied by House Speaker John Boehner of Ohio, speaks to reporters at the White House on Friday during a meeting to discuss the fiscal cliff. Carolyn Kaster/AP hide caption

itoggle caption Carolyn Kaster/AP

With Congress on the edge of a fiscal cliff, set to occur Jan. 1, some say a fiscal plunge is exactly what's needed to break the political logjam. iStockphoto.com hide caption

itoggle caption iStockphoto.com

Speaker John Boehner, R-Ohio, said Wednesday that House Republicans are willing to accept new revenues "under the right conditions." J. Scott Applewhite/AP hide caption

itoggle caption J. Scott Applewhite/AP

The Dublin-based prediction market site Intrade lets users bet money on whom they expect to win a variety of U.S. political races, including the presidential race. NPR/Intrade screen grab hide caption

itoggle caption NPR/Intrade screen grab

Republican presidential candidate Mitt Romney shakes hands during a rainy campaign rally Monday in Newport News, Va. Evan Vucci/AP hide caption

itoggle caption Evan Vucci/AP

President Obama speaks during a campaign event at George Mason University in Fairfax, Va., on Friday. Pablo Martinez Monsivais/AP hide caption

itoggle caption Pablo Martinez Monsivais/AP

Federal Reserve Chairman Ben S. Bernanke in a hearing of the Joint Economic Committee on Capitol Hill in June. Brendan Smialowski/AFP/Getty Images hide caption

itoggle caption Brendan Smialowski/AFP/Getty Images

Paul Ryan waves as he takes the stage at the Republican National Convention in Tampa, Fla., on Aug. 29. Ryan has been celebrated as a deficit hawk with bold vision, but some critics have called his record on deficit-reduction "dismal." Chip Somodevilla/Getty Images hide caption

itoggle caption Chip Somodevilla/Getty Images

House Budget Committee Chairman Paul Ryan, R-Wis., shakes hands with Federal Reserve Chairman Ben Bernanke at the close of the committee's hearing on the state of the economy in February 2011. J. Scott Applewhite/AP hide caption

itoggle caption J. Scott Applewhite/AP