In this handout image provided by the White House, President Obama talks with Treasury Secretary Timothy Geithner at the United Nations on Sept. 23, 2010. The White House/Getty Images hide caption

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U.S. employers added 155,000 jobs in December, a steady gain that shows hiring held up during the tense negotiations to resolve the fiscal cliff. But the unemployment rate remained at 7.8 percent last month. Damian Dovarganes/AP hide caption

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A housing revival will be key to an economic recovery in 2013, analysts say. Jonathan Ernst/Reuters /Landov hide caption

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Federal Reserve Chairman Ben Bernanke speaks during a news conference in Washington on Dec. 12. Some economists worry the Fed has set the stage for inflation as well as stock and housing bubbles by keeping interest rates low. Kevin Lamarque/Reuters /Landov hide caption

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