Some landlords have eased their credit standards to allow people with credit blemishes from foreclosures to rent apartments -- a practice that was largely taboo in the past. Justin Sullivan/Getty Images hide caption

itoggle caption Justin Sullivan/Getty Images

A "bank owned" sign is posted in front  of a foreclosed home in Miami. Borrowers trying to rebuild their lives after foreclosure say there's a stigma attached to having a low credit score. Joe Raedle/Getty Images hide caption

itoggle caption Joe Raedle/Getty Images

Job seekers speak with recruiters during a career fair sponsored at Malcolm X College in Chicago this summer. Scott Olson/Getty Images hide caption

itoggle caption Scott Olson/Getty Images

Kelly Christensen and her ex-fiance, Joel Nerenberg, sit outside their home in Burnsville, Minn. Despite their broken engagement, the two are living together because they can't afford to sell their house for what it's worth now. Courtesy of Kelly Christensen and Joel Nerenberg hide caption

itoggle caption Courtesy of Kelly Christensen and Joel Nerenberg