Mel Watt, director of the Federal Housing Finance Agency, says many homeowners who could qualify to refinance their mortgages under HARP are suspicious. Jacquelyn Martin/AP hide caption

itoggle caption Jacquelyn Martin/AP

A woman in Buenos Aires walks with her dog past a mural that reads "Vultures" in Spanish. The mural is a reference to the dispute between the Argentine government and U.S. hedge funds. Victor R. Caivano/AP hide caption

itoggle caption Victor R. Caivano/AP

Volunteers at the Maryland Food Bank in Baltimore sort and box food donations on a conveyor belt. The bank started working with groups like the USO in 2013 to provide food aid to families affiliated with nearby military bases. Pam Fessler/NPR hide caption

itoggle caption Pam Fessler/NPR