Cara Russo of Gettysburg, Pa., here with 9-year-old Shayla, one of her two daughters, has found success in a program geared to help struggling families navigate past some of the day-to-day obstacles that keep many poor. Pam Fessler/NPR hide caption

itoggle caption Pam Fessler/NPR

The Saltire, the flag of Scotland, flies near the Union Jack in Gretna in Scotland. Some economists say Thursday's vote on Scotland's independence could have wide-ranging economic impacts. Andy Buchanan/AFP/Getty Images hide caption

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Conrad Goetzinger and Cassandra Rose struggle to pay their bills as $760 is garnished from their paychecks every two weeks by debt collectors. Twice, Goetzinger's bank account has been emptied by collectors after he failed to payoff a loan for a laptop. Eric Francis/AP for ProPublica hide caption

itoggle caption Eric Francis/AP for ProPublica

Pump jacks are seen in an oil field over the Monterey Shale formation near Lost Hills, Calif. Much of the U.S. oil industry wants to lift an export ban that followed the 1970s energy crisis. David McNew/Getty Images hide caption

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A soldier guards a pipe en route to the Kawergosk Refinery near Irbil, the capital of the autonomous Kurdish region of northern Iraq, in July. Fighting in northern Iraq forced the closure of the country's largest oil refinery, Baiji, and cut production from the Kirkuk oil field this summer. Safin Hamed/AFP/Getty Images hide caption

itoggle caption Safin Hamed/AFP/Getty Images

Kevin Evans relaxes in his small apartment after arriving home from work. Evans, who lost income and his home in the recession, is now having his wages garnished after falling behind on his credit card payments. Colin E. Braley/AP for ProPublica hide caption

itoggle caption Colin E. Braley/AP for ProPublica

Visitors look at old boil tanks at the Heineken Experience in Amsterdam last month. As it celebrates 150 years of brewing, Heineken has also reportedly rejected a takeover offer from SABMiller. Lex Van Lieshout/EPA/LANDOV hide caption

itoggle caption Lex Van Lieshout/EPA/LANDOV

Soybeans in a field in Springfield, Neb., on Wednesday. The nation's corn and soybean farmers will bring in by far the largest harvest ever this year, driving down the price of the commodities, according to the U.S. Department of Agriculture. Nati Harnik/AP hide caption

itoggle caption Nati Harnik/AP