Mike Smith, of Long Beach, Calif., now pays $200 for his family's health insurance policy, compared with the $3,000 a month he would have had to pay on the individual market last year. Stephanie O'Neill for NPR hide caption

itoggle caption Stephanie O'Neill for NPR

With so much fuel headed elsewhere, the national average price for a gallon of regular gasoline is now $3.69, compared with $3.53 a month ago, according to AAA. Rich Pedroncelli/AP hide caption

itoggle caption Rich Pedroncelli/AP