Recent graduates might need to wait for coverage under their parents' plans. Andy Kropa/Getty Images hide caption

itoggle caption Andy Kropa/Getty Images

Kosar Ghaffar Ahmed, 17, participates in a literacy program in which students learn through transcribing text messages. John Poole/NPR hide caption

itoggle caption John Poole/NPR

About 176 children between the ages of 6 and 11 attend this primary school in a village on the outskirts of Aligarh. But many of them must skip class to help work on their families' farm. Kainaz Amaria for NPR hide caption

itoggle caption Kainaz Amaria for NPR