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Hear: Can I Borrow $20?

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Hear: Can I Borrow $20?

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Today on Planet Money:

— For Terri Weiss, the first sign of trouble at her job was that the company quit paying for coffee service in the office kitchen. The next was a ping in her inbox. Add another body to Dayton, Ohio's unemployment line.

— If you can't get a loan from a bank, maybe you can get one from your friends or family. That's the idea, loosely, behind a peer-to-peer lending site like Prosper.com. Clay Shirky, New Media professor at New York University and author of Here Comes Everybody, says it appeared to be working, at least until the SEC shut it down.

Download the podcast; or subscribe. Intro music: Erin McCarley's "Pony (It's OK)." Find us: Twitter/ Facebook/ Flickr.