Martha Martin of Durham, Maine, works three jobs and still can't keep up with her family's medical bills. She has medical insurance, but she and her husband can't make all of the payments. Emilie Sommer for NPR hide caption

itoggle caption Emilie Sommer for NPR

Treasury Secretary Henry Paulson speaks on Sept. 7, 2008, during a news conference on the bailout of mortgage giants Fannie Mae and Freddie Mac. Susan Walsh/AP hide caption

itoggle caption Susan Walsh/AP