US economic news these days ain't good... housing and construction are down, unemployment's up, the dollar's weak, retail sales over the holidays stunk. Fed Chairman Ben Bernanke says he's not forecasting a recession, but his predecessor, Alan Greenspan, disagrees. Only time will tell who's right, but if the word "recession" gives you cold sweats, you may be wondering what you can do on a personal level to batten down the hatches and weather whatever comes our way. If you have a contingency plan, we want to hear it: socking away money in your mattress to forestall a layoff? Attending night school to transition into a less risky career, just in case? Even if you're just trying not to think about it, tell us why.