Fill out an application for a loan, and your wage history may go places you didn't expect. Joe Raedle/Getty Images hide caption

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Nearly 44 percent of Americans don't have enough savings or other liquid assets to stay out of poverty for more than three months if they lose their income, according to the Corporation for Enterprise Development. Atanas Bezov/iStockphoto.com hide caption

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Study: Nearly Half In U.S. Lack Financial Safety Net

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Retirement Accounts: Don't Rob Peter To Pay Paul!

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Indiana Gov. Mike Pence delivers his State of the State address to a joint session of the Legislature in Indianapolis on Tuesday. Darron Cummings/AP hide caption

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It costs more than a penny to make a penny, and more than a dime to make a nickel. Would it make better business sense to simply round up? iStockphoto.com hide caption

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A Thought That's Worth More Than A Penny (Or A Nickel)

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Whole Foods has more than 300 stores and continues to expand. Harry Cabluck/AP hide caption

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Whole Foods Founder John Mackey On Fascism And 'Conscious Capitalism'

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Buy Shoes On Wednesday To Save Money

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Thousands of food and clothing items are organized by Occupy Sandy volunteers in a school gymnasium in Rockaway Park, Queens, after Superstorm Sandy in November. Craig Ruttle/AP hide caption

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The 'Second Disaster': Making Well-Intentioned Donations Useful

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Traders work on the floor of the New York Stock Exchange Jan. 2. Financial market participants will be keeping a close eye on upcoming deadlines affecting the U.S. debt ceiling, scheduled automatic budget cuts and federal funding. AFP/AFP/Getty Images hide caption

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New Mortgage Rules Would Limit Risky Lending

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Target Ratchets Up Retail Price War

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A man enters a UBS bank in Hong Kong last month. The Swiss banking giant agreed in 2009 to identify the names of its U.S. account holders, part of a push by banking regulators to make it harder to hide income. Dale de la Rey/AFP/Getty Images hide caption

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What You Can Gain From Investing $1,000

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Settlements Underscore Damage Done In Housing Crash

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