Richard Sherman of the Seattle Seahawks wears Beats headphones before a preseason football game last August. John Froschauer/AP hide caption

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A woman and her daughter shop at a Greenmarket in New York City using Electronic Benefits Transfer, or food stamps. Government data show that fewer people were receiving the benefits in February 2014 than at the peak in December 2012. Andrew Burton/Getty Images hide caption

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Nick and Rachel Robinson welcome their son Cash, who was born in a midwife's birthing pool. Jessica Hooten/Courtesy of Nick Robinson hide caption

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It's one thing to listen to financial pundits for insight. It's another to act on their advice. iStockphoto hide caption

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