Linda Black of Nashville, Tenn., says she left Bank of America after repeatedly being hit by fees. She now uses the Walmart MoneyCard instead, which has a flat fee of $3 a month. Blake Farmer for NPR hide caption

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U.S. Treasury Department

Prices are about a third lower than they were in 2006, and they are continuing to drop in most cities. The National Association of Realtors says that this summer, prices fell nearly 5 percent compared with last year. David J. Phillip/AP hide caption

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Many homeowners find they can't sell their homes so instead they reluctantly become landlords. courtneyk/ hide caption

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In Los Angeles: A man dressed as John Lennon at the "Move Your Money" protest on Saturday. He and others protested bank fees and pushed for "good jobs." David McNew/Getty Images hide caption

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The entrance to the Two Rivers Regional Detention Facility in Hardin, Mont. The 464-bed detention facility was built with the promise of bringing jobs and stimulating the economy, but it has sat empty since it was completed in 2007. Matthew Brown/AP hide caption

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Residents pack an auditorium during a town hall on mortgages organized by Virginians Organized for Interfaith Community Engagement, or VOICE, in Northern Virginia. Todd Parola/Todd Parola Photography hide caption

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