John and Nancy Longval say they've had a hard time working with their lender, CitiMortgage, on a loan modification. Chris Arnold/NPR hide caption

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Housing Advocates Seek Foreclosure Options
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A house under foreclosure that will soon be auctioned in Las Vegas. The Obama administration's foreclosure prevention efforts were blasted this week in a report from a federal auditor. Mark Ralston/AFP/Getty Images hide caption

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Obama's Foreclosure Prevention Efforts Criticized
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Advocates Charge Foreclosure Process Is Still Broken
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Charles Gibson and his wife, Michelle, are helped by a Neighborhood Assistance Corporation of America staff member in getting a reduction on their loan for their Riverside, Calif., home. Some economists are pushing for a plan that would streamline refinancing for all government-backed loans. Damian Dovarganes/AP hide caption

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Economic Woes Spur Interest In Refinancing Plan
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