A new directive from the Federal Housing Finance Agency, which regulates mortgage giants Fannie Mae and Freddie Mac, will allow first-time homebuyers to put down as little as 3 percent. Mark Wilson/Getty Images hide caption

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Mortgage Giants Ease Down Payments For First-Time Homebuyers

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Neighborhood Assistance Corporation of America CEO Bruce Marks is offering the first batch of these "wealth building home loans" to homebuyers through his nonprofit organization. Damian Dovarganes/AP hide caption

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New 15-Year Mortgage May Open Homeownership Door For More Buyers

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Ben Bernanke stepped down as the chairman of the Federal Reserve in January. He told an audience in Chicago on Thursday that he has had trouble refinancing his home. Susan Walsh/AP hide caption

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