Detroit Mayor Mike Duggan (left) has proposed a $275,000 cap on auto-related medical coverage in order to make auto insurance more affordable. Carlos Osorio/AP hide caption

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Why Some Detroit Residents Claim To Live Someplace Else

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Some auto insurance companies could be using a tactic called "price optimization" to charge loyal customers a higher premium. iStockphoto hide caption

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Being A Loyal Auto Insurance Customer Can Cost You

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You don't need to run a marathon — or wear a gorilla suit — to get a discount on John Hancock's new life insurance program. But at least one of them may help. Rick Rycroft/AP hide caption

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Kathy Hanlon and her sons, Sergio (left) and Cristian, were traumatized by Superstorm Sandy. Hanlon says her flood insurance company made life after Sandy even more horrible Charles Lane/NPR hide caption

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Superstorm Sandy Victims Say FEMA's Role Is Fatally Conflicted

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Dallas insurance agent Jo Ann Charron has worked with clients to help clear confusion over subsidies offered by plans on the federal health insurance exchange. This sort of free guidance can save insurance shoppers time and money, agents say. LM Otero/AP hide caption

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Texas Insurance Brokers Play Bigger Role In 2015's Obamacare

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Bridgeit Vaughn (left), of the billing office at Mid State Orthopaedic, meets with Gayle Jackson-Pryce to discuss the costs of Jackson-Pryce's upcoming shoulder surgery. Jenny Gold for NPR hide caption

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With Medical Debt Rising, Some Doctors Push For Payment Upfront

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America's Health Insurance Plans President and CEO Karen Ignagni says she would loosen regulations on which insurance plans comply with the Affordable Care Act by adding a "lower tier" option that could entice healthier people. Manuel Balce Ceneta/AP hide caption

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Peter Lee, executive director of Covered California, the state agency running the state's new health exchange, announced the plans and prices that will be offered by private insurers on May 23. Rich Pedroncelli/AP hide caption

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Administration Touts Lower-Than-Expected Obamacare Premiums

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Chick-Fil-A employees Jennifer Cummins, right, and Joshua Figaretti work out in the gym during lunch at the company's corporate headquarters office in Hapeville, Ga. Increasingly employers are offering health plan incentives to encourage healthy behaviors from workers. Ric Feld/AP hide caption

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Patients say they feel little personal responsibility for keeping health costs lower. Andrei Tchernov/iStockphoto.com hide caption

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Rates for female applicants could be up to 40 percent higher under Genworth Financial's new pricing policy. iStockphoto.com hide caption

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The health services offered in 30 years may not be explicitly covered by the long-term care insurance you buy today. Pamela Moore/iStockphoto.com hide caption

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White House Tries Again To Find Compromise On Contraception

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Health insurance plans that require consumers to pay more in out-of-pocket medical expenses may have hidden costs. iStockphoto.com hide caption

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Child-only policies can be critical to some families, including those where an employer doesn't offer dependent coverage. iStockphoto.com hide caption

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Not many elderly people get long-term care insurance. It's expensive and many hope their kids will look after them instead. iStockphoto.com hide caption

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States Iron Out The Kinks In Long-Term Care Insurance

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Insurance Companies Send Out Rebate Checks; Economists Get Nervous

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