Child-only policies can be critical to some families, including those where an employer doesn't offer dependent coverage. iStockphoto.com hide caption

itoggle caption iStockphoto.com

Here goes nothing. A big jump over the Zambezi River in Africa. James Whatley/Flickr hide caption

itoggle caption James Whatley/Flickr

Illinois farmers harvest corn crops near Monticello, Ill. An unseasonably hot summer likely damaged much of this year's corn crop, which means farmers may seek support through their crop insurance.

Seth Perlman/AP hide caption

itoggle caption Seth Perlman/AP

Under federal law, health insurers must spend at least 80 percent of premium revenues on medical services or quality improvement. Jodie Morris/Kaiser Health News hide caption

itoggle caption Jodie Morris/Kaiser Health News