Rates for female applicants could be up to 40 percent higher under Genworth Financial's new pricing policy. iStockphoto.com hide caption

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The health services offered in 30 years may not be explicitly covered by the long-term care insurance you buy today. Pamela Moore/iStockphoto.com hide caption

itoggle caption Pamela Moore/iStockphoto.com

Health insurance plans that require consumers to pay more in out-of-pocket medical expenses may have hidden costs. iStockphoto.com hide caption

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Child-only policies can be critical to some families, including those where an employer doesn't offer dependent coverage. iStockphoto.com hide caption

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Here goes nothing. A big jump over the Zambezi River in Africa. James Whatley/Flickr hide caption

itoggle caption James Whatley/Flickr

Illinois farmers harvest corn crops near Monticello, Ill. An unseasonably hot summer likely damaged much of this year's corn crop, which means farmers may seek support through their crop insurance.

Seth Perlman/AP hide caption

itoggle caption Seth Perlman/AP