Rates for female applicants could be up to 40 percent higher under Genworth Financial's new pricing policy. iStockphoto.com hide caption

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The health services offered in 30 years may not be explicitly covered by the long-term care insurance you buy today. Pamela Moore/iStockphoto.com hide caption

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Health insurance plans that require consumers to pay more in out-of-pocket medical expenses may have hidden costs. iStockphoto.com hide caption

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Child-only policies can be critical to some families, including those where an employer doesn't offer dependent coverage. iStockphoto.com hide caption

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Not many elderly people get long-term care insurance. It's expensive and many hope their kids will look after them instead. iStockphoto.com hide caption

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A astronaut cover signed by Neil Armstrong. via collectspace.com hide caption

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Planet Money

What The Apollo Astronauts Did For Life Insurance

Before Neil Armstrong walked on the moon, he had to solve a more prosaic problem.

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Here goes nothing. A big jump over the Zambezi River in Africa. James Whatley/Flickr hide caption

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Illinois farmers harvest corn crops near Monticello, Ill. An unseasonably hot summer likely damaged much of this year's corn crop, which means farmers may seek support through their crop insurance.

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