Many experts say reducing mortgage principal can help troubled homeowners avoid foreclosure and stay in their homes. But the regulator who oversees two of the nation's largest mortgage holders, Fannie Mae and Freddie Mac, has rejected the idea. Justin Sullivan/Getty Images hide caption

toggle caption Justin Sullivan/Getty Images
Joe Raedle/Getty Images

What's Next: Life After Fannie And Freddie

  • Download
  • <iframe src="https://www.npr.org/player/embed/134863027/134978753" width="100%" height="290" frameborder="0" scrolling="no" title="NPR embedded audio player">
  • Transcript
Joe Raedle/Getty Images

Fannie And Freddie's Rise And Fall

  • Download
  • <iframe src="https://www.npr.org/player/embed/134957774/134965868" width="100%" height="290" frameborder="0" scrolling="no" title="NPR embedded audio player">
Damian Dovarganes/AP

Self-Fulfilling Prophecy: The Bailout Of Fannie And Freddie

  • Download
  • <iframe src="https://www.npr.org/player/embed/134863767/134961367" width="100%" height="290" frameborder="0" scrolling="no" title="NPR embedded audio player">
  • Transcript
Win McNamee/Getty Images

'Kill Them, Bury Them': The Rise Of Fannie And Freddie

  • Download
  • <iframe src="https://www.npr.org/player/embed/134863603/134921411" width="100%" height="290" frameborder="0" scrolling="no" title="NPR embedded audio player">
  • Transcript