Natalia Mendez goes over mortgage terms with Raul Alvarez, a senior loan officer for Paramount Residential Mortgage Group, Dec. 16 in Miami. Joe Raedle/Getty Images hide caption

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With Rates Down, It's Time For Many To Refinance Again. Thanks, Brexit

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Federal Reserve policymakers left rates unchanged, saying they were worried about job growth and did not want higher rates to affect hiring. Karen Bleier/AFP/Getty Images hide caption

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British Prime Minister David Cameron delivers a speech on the upcoming EU referendum in London on June 7. Concerns about a possible "Brexit" from the EU have rattled financial markets. WPA Pool/Getty Images hide caption

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Bonds Pay Less Than Zero As Investors Flee To Safety

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Toyota cars for sale are parked at a dealership in Danvers, Mass. Federal Reserve policymakers left rates unchanged Wednesday, which should keep down the costs of car loans and other borrowing. Elise Amendola/AP hide caption

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An employee prepares to install the hood on a vehicle at a General Motors plant in Arlington, Texas. Federal Reserve policymakers say recent indicators point to a strengthening labor market. Bloomberg via Getty Images hide caption

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Federal Reserve Bank Chair Janet Yellen holds a news conference after the central bank announced its first rate increase in more than 9 years. Chip Somodevilla/Getty Images hide caption

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De Desharnais, a homebuilder and real estate agent in Nashua, N.H., stands in front of a house her company is constructing. She says her company had 32 employees at the height of the housing boom, and now only has six despite the industry's gradual recovery. Chris Arnold/NPR hide caption

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Will A Fed Interest Rate Hike Slow The Housing Recovery?

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April Thompson makes a purchase at Legacy Team Sales in Ocala, Fla., in September. Economists say October's surprisingly strong job growth will encourage the Federal Reserve to hike interest rates next month. So holiday shoppers may pay more for using credit cards. Doug Engle/Ocala Star-Banner/Landov hide caption

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