A money changer sits behind piles of banknotes in Hargeisa in Somaliland, an autonomous, relatively peaceful region in northern Somalia. The self-declared nation of Somaliland, like Somalia itself, lacks a formal banking system, and residents rely on hawaladars to receive money from abroad. Simon Maina/AFP/Getty Images hide caption
Even some euro bank notes may need a good scrubbing. Like dollar bills, these notes are made from cotton and they harbor an array of bacteria. Thomas Leuthard/The Preiser Project/Flickr hide caption
Several Silicon Valley entrepreneurs are developing services that manage consumers' investment portfolios with algorithms rather than people. iStockphoto hide caption
An image depicts the SatoshiDice website, which exclusively uses Bitcoin, not dollars, for gambling. NPR hide caption
The GasBuddy app and website rely on crowdsourcing — people across the country sending in gas prices. NPR hide caption
When Canada switched to dollar coins, or "loonies," its simply took the country's dollar notes out of circulation. The GAO says the U.S. needs a similar plan. Ryan Remiorz/AP hide caption

