Carlton Scott pays $266.99 per month for his subsidized health insurance plan. He worries he and his neighbors would lose their insurance without the subsidy. Jeff Cohen/WNPR hide caption

itoggle caption Jeff Cohen/WNPR

Dr. Raj Mangrulkar and medical student Jesse Burk-Rafel at the University of Michigan Medical School. Good communication skills, teamwork and adaptability will help doctors thrive through swift changes in medical science, Mangrulkar says. Leisa Thompson/Courtesy of University of Michigan Medical School hide caption

itoggle caption Leisa Thompson/Courtesy of University of Michigan Medical School

Houston firefighters learn to use a video chat program that will let them consult with an emergency medicine doctor while responding to 911 calls. Courtesy of Houston Fire Department hide caption

itoggle caption Courtesy of Houston Fire Department

Depending on the amount taken in subsidies, or changes in reported income and family status, some Obamacare policyholders this year will get a bigger refund than expected and others will owe more in taxes. Carolyn Kaster/AP hide caption

itoggle caption Carolyn Kaster/AP

NYU medical student Sara Stream (left) examines dancer Jazlyn Caing, who visited the clinic for low-grade orthopedic and respiratory problems. Fred Mogul/WNYC hide caption

itoggle caption Fred Mogul/WNYC

Mental health care advocates say patients face challenges in insurance coverage. iStockphoto hide caption

itoggle caption iStockphoto

Tax preparation software doesn't always calculate the complexity of Affordable Care Act subsidies and credits properly. Daniel Acker/Bloomberg via Getty Images hide caption

itoggle caption Daniel Acker/Bloomberg via Getty Images

Johnny Reynolds ignored diabetes symptoms and put off going to the doctor for years when he didn't have health insurance. He was afraid he couldn't afford treatment. Anders Kelto/NPR hide caption

itoggle caption Anders Kelto/NPR

If you're a New Yorker shopping for health insurance on the state's exchange, you won't be able to find a health plan with out-of-network coverage unless you live around Albany or in the far western part of the state. iStockphoto hide caption

itoggle caption iStockphoto

A look inside the factory in Kundl, Austria, where Sandoz, a unit of Novartis, makes biosimilar drugs. Novartis hide caption

itoggle caption Novartis