Kelly O'Keefe is usually volunteering to help others. Now she's accepting help from strangers after her home was destroyed by floods. "It's really difficult to be the one with my hand out," she says. John Burnett/NPR hide caption

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Wimberley Residents Leery Of River Weeks After Devastating Floods

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Doug Quinn's ranch house in Toms River, N.J., was heavily damaged by flooding during Hurricane Sandy. His insurance company gave him half the value of his home and when he appealed, FEMA sided with the insurance company. Hansi Lo Wang/NPR hide caption

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FEMA's Appeals Process Favored Insurance Companies Almost Every Time

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A worker shovels muck out of a home in Longport, N.J., after Superstorm Sandy in 2012. Federal regulators say homeowners will be able to challenge insurance payouts they believe shortchanged them. Patrick Semansky/AP hide caption

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Feds Prepared To Reopen All Superstorm Sandy Insurance Claims

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Kathy Hanlon and her sons, Sergio (left) and Cristian, were traumatized by Superstorm Sandy. Hanlon says her flood insurance company made life after Sandy even more horrible Charles Lane/NPR hide caption

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Superstorm Sandy Victims Say FEMA's Role Is Fatally Conflicted

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Dan and Eileen Stapleton in front of their post-Sandy home in Long Beach, N.Y. They say it would cost taxpayers less if insurance just settled their claim. Charles Lane/WSHU hide caption

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After Sandy: Insurance Claim Battles Cost Homeowners, Taxpayers

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Artists' renderings of New Meadowland show how the wetland would be designed for human recreational use as well as flood control. The berm shown would be a path through the park when water was low (left). When storms came in, the wetlands would flood, and the berm would protect local development. Courtesy of New Meadowlands hide caption

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N.J. Braces For Future Disasters By Fleeing, And Fortifying, The Coast

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Senate Majority Leader Harry Reid (D-NV) at the Capitol last week. Chip Somodevilla/Getty Images hide caption

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NPR's David Greene talking with Cokie Roberts

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