A realty sign hangs in front of a home for sale in Orlando, Fla. Housing advocates say banks, stung by the housing crisis and its fallout, remain reluctant to lend. John Raoux/AP hide caption

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Despite Recovery, Many Find Home Loans Still Hard To Get
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A sign announces that a Los Angeles house is for sale in November. Richard Vogel/AP hide caption

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Consumer Agency Launches Tool To Help You Find A Cheaper Mortgage
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