Millions of people who rely on check-cashing stores, like this one in New York City, could run into trouble buying health insurance. Mary Altaffer/AP hide caption

itoggle caption Mary Altaffer/AP

Deb Waldin testifies about her experience with a debt collector at a Minnesota hospital during a hearing led by Sen. Al Franken in St. Paul, Minn., in late May. Minnesota Public Radio/Jeffrey Thompson hide caption

itoggle caption Minnesota Public Radio/Jeffrey Thompson

Dr. Mitch Katz rides his bike to work, defying the commuting norm in Los Angeles. Michael Wilson/L.A.County Health Services Dept. hide caption

itoggle caption Michael Wilson/L.A.County Health Services Dept.