Students at Broward College in Fort Lauderdale, Fla., attend a debt management workshop. Broward is one of 29 colleges that no longer accepts unsubsidized student loans. The effort is part of an experiment to cut down on student loan debt and defaults. John O'Connor/WLRN hide caption

itoggle caption John O'Connor/WLRN

How bright is their future? Students at Barnard College's graduation ceremony last May. Timothy A. Clary /AFP/Getty Images hide caption

itoggle caption Timothy A. Clary /AFP/Getty Images