Omar looks through Kai's photo book. The charges for the infant's six months of care in the neonatal intensive care unit totaled about $11 million, according to the family, though their insurer very likely negotiated a lower rate. Heidi de Marco/KHN hide caption

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Mmm. Smells just like your identical twin. iStockphoto hide caption

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Mike (left) and Matt (right) Gragnani are 25-year-old identical twins. Together, they've been able to buy an apartment and start a business before many of their peers. Courtesy of Mike Gragnani hide caption

toggle caption Courtesy of Mike Gragnani

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