Omar looks through Kai's photo book. The charges for the infant's six months of care in the neonatal intensive care unit totaled about $11 million, according to the family, though their insurer very likely negotiated a lower rate.
Heidi de Marco/KHN
Mike (left) and Matt (right) Gragnani are 25-year-old identical twins. Together, they've been able to buy an apartment and start a business before many of their peers.
Courtesy of Mike Gragnani