President Obama signs the Dodd-Frank financial overhaul bill in Washington on July 21, 2010. Five years later, debate over the effectiveness of the legislation continues. Charles Dharapak/AP hide caption

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Mary Schapiro, chairman of the Securities and Exchange Commission, and Gary Gensler, chairman of the Commodity Futures Trading Commission, before a June congressional hearing. Both agencies adopted hundreds of pages of rules this week. Saul Loeb/AFP/Getty Images hide caption

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