In 22 states, people who default on their student loans can have professional licenses suspended or revoked. The percentage of Americans who default on student loans has more than doubled since 2003. Butch Dill/AP hide caption

itoggle caption Butch Dill/AP

Noelle Johnson has a lengthy commute via bus and train to her job near Washington, D.C. She's been working toward her B.A. for nine years, and when she finally finishes, she says, she'll be able to afford to live closer to work. James Clark/NPR hide caption

itoggle caption James Clark/NPR

Students at Broward College in Fort Lauderdale, Fla., attend a debt management workshop. Broward is one of 29 colleges that no longer accepts unsubsidized student loans. The effort is part of an experiment to cut down on student loan debt and defaults. John O'Connor/WLRN hide caption

itoggle caption John O'Connor/WLRN