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Nobody plans to wind up in the emergency room, but costly accidents happen — even to healthy young people. Getty Images hide caption

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Reaching The Young And Uninsured On A Texas Campus

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Eighty percent of college students drink, and schools have had little success reducing those numbers, or the problems caused by excessive alcohol. Toby Talbot/AP hide caption

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Toby Talbot/AP

Students at Yale University and several other schools that are self-insured will qualify for subsidies under the federal health law after all. Christopher Capozziello/Getty Images hide caption

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Christopher Capozziello/Getty Images