Kathy Hanlon and her sons, Sergio (left) and Cristian, were traumatized by Superstorm Sandy. Hanlon says her flood insurance company made life after Sandy even more horrible Charles Lane/NPR hide caption

itoggle caption Charles Lane/NPR

Stephen Drimalas stands outside his former home in Staten Island's Ocean Breeze neighborhood. He rebuilt his home after Superstorm Sandy but recently decided to sell it to the state of New York. Jennifer Hsu/WNYC hide caption

itoggle caption Jennifer Hsu/WNYC

Gas customers on foot with portable containers and lines of vehicles wait for gas pumps to open at a service station on Saturday in the Brooklyn borough of New York. Mayor Michael Bloomberg said that resolving gas shortages could take days. Bebeto Matthews/AP hide caption

itoggle caption Bebeto Matthews/AP