Doug Quinn's ranch house in Toms River, N.J., was heavily damaged by flooding during Hurricane Sandy. His insurance company gave him half the value of his home and when he appealed, FEMA sided with the insurance company.
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Kathy Hanlon and her sons, Sergio (left) and Cristian, were traumatized by Superstorm Sandy. Hanlon says her flood insurance company made life after Sandy even more horrible
Floodwaters from Superstorm Sandy destroyed the first floor of this house in Staten Island, New York. Most of the people who drowned during the storm died in their homes in low-lying areas of New York and New Jersey.
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When Superstorm Sandy came ashore, Bellevue Hospital was quickly submerged. Inspectors from the Federal Emergency Management Agency marked the flood line in the basement with orange tape or spray paint. In some areas, water was 14 feet deep.