Tammy Boudreaux (right) with her partner, Laura Perez. Boudreaux is weighing the cost and benefits of purchasing health insurance. Courtesy of Tammy Boudreaux hide caption

itoggle caption Courtesy of Tammy Boudreaux

Health and Human Services Secretary Kathleen Sebelius' shadow appeared behind the lectern as she spoke about the implementation of the federal health law in Detroit in November. Paul Sancya/AP hide caption

itoggle caption Paul Sancya/AP
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Small employers can still enroll in Affordable Care Act coverage through insurers or brokers, but not through the online exchanges. iStockphoto hide caption

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Low-income adults formerly had few options for free health care. Leah Sessor had her blood pressure taken on April 14, 2012, during a free clinic at a racetrack in Bristol, Tenn. Mario Tama/Getty Images hide caption

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Wisconsin Gov. Scott Walker speaks at the Conservative Political Action Conference in March. Pete Marovich/Getty Images hide caption

itoggle caption Pete Marovich/Getty Images

People protest President Obama's "If you like your insurance you can keep it" comment during a presidential visit to Dallas last week. Pablo Martinez Monsivais/AP hide caption

itoggle caption Pablo Martinez Monsivais/AP
Illustration by Katherine Streeter for NPR
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Do you have questions about the bronze plan? iStockphoto.com hide caption

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Matthew Collier, an uninsured entrepreneur, speaks at a rally sponsored by Cover Oregon in Portland, Ore., on Oct. 1. Don Ryan/AP hide caption

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New York University's Langone Medical Center in New York City is considered in-network for relatively few of the health plans offered in the state marketplace. Glen Argov/Landov hide caption

itoggle caption Glen Argov/Landov