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    <title>The Color of Money</title>
    <link>http://www.npr.org/templates/story/story.php?storyId=4465062&amp;ft=1&amp;f=4465062</link>
    <description>Personal finance columnist Michelle Singletary and other contributors write this regular feature on factors affecting your money.</description>
    <language>en</language>
    <copyright>Copyright 2013 NPR - For Personal Use Only</copyright>
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    <lastBuildDate>Tue, 17 Mar 2009 13:00:00 -0400</lastBuildDate>
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      <title>The Color of Money</title>
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    <item>
      <title>Goodbye For Now, But Please Stay Frugal</title>
      <description>The personal finance columnist makes her final appearance on &lt;em&gt;Day to Day&lt;/em&gt;. She reflects on past conversations and looks forward to her new book: &lt;em&gt;The Power to Prosper: 21 Days to Financial Freedom&lt;/em&gt;.</description>
      <pubDate>Tue, 17 Mar 2009 13:00:00 -0400</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=102000994&amp;ft=1&amp;f=4465062</link>
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      <itunes:summary>The personal finance columnist makes her final appearance on &lt;em&gt;Day to Day&lt;/em&gt;. She reflects on past conversations and looks forward to her new book: &lt;em&gt;The Power to Prosper: 21 Days to Financial Freedom&lt;/em&gt;.</itunes:summary>
      <itunes:keywords/>
      <itunes:duration>235</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>The personal finance columnist makes her final appearance on <em>Day to Day</em>. She reflects on past conversations and looks forward to her new book: <em>The Power to Prosper: 21 Days to Financial Freedom</em>.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=102000994">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D102000994">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    </item>
    <item>
      <title>Credit Scores; E-Banks; Debt Relief</title>
      <description>Questions from listeners yield advice on why good customers are seeing shrinking credit lines, how to avoid getting a bad credit rating, using e-banks (make sure they're FDIC-insured) and whether to trust debt-settlement companies (hint: you can do most of it yourself).</description>
      <pubDate>Tue, 10 Mar 2009 13:00:00 -0400</pubDate>
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      <itunes:summary>Questions from listeners yield advice on why good customers are seeing shrinking credit lines, how to avoid getting a bad credit rating, using e-banks (make sure they're FDIC-insured) and whether to trust debt-settlement companies (hint: you can do most of it yourself).</itunes:summary>
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      <itunes:duration>0</itunes:duration>
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      <content:encoded><![CDATA[<p>Questions from listeners yield advice on why good customers are seeing shrinking credit lines, how to avoid getting a bad credit rating, using e-banks (make sure they're FDIC-insured) and whether to trust debt-settlement companies (hint: you can do most of it yourself).</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=101651926">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D101651926">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    </item>
    <item>
      <title>How To Handle Being Laid Off</title>
      <description>More and more Americans are trying to figure out how to manage on unemployment checks. What should you do if you find yourself without a job? </description>
      <pubDate>Tue, 03 Mar 2009 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=101379375&amp;ft=1&amp;f=4465062</link>
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      <itunes:summary>More and more Americans are trying to figure out how to manage on unemployment checks. What should you do if you find yourself without a job? </itunes:summary>
      <itunes:keywords/>
      <itunes:duration>234</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>More and more Americans are trying to figure out how to manage on unemployment checks. What should you do if you find yourself without a job? </p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=101379375">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D101379375">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    <item>
      <title>Are Recession-Proof Jobs Also Disappearing?</title>
      <description>Some jobs may not sound glamorous, but they may be more recession-proof than others. Look in these industries: health care, computers, teaching, office management.</description>
      <pubDate>Tue, 24 Feb 2009 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=101092326&amp;ft=1&amp;f=4465062</link>
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      <itunes:summary>Some jobs may not sound glamorous, but they may be more recession-proof than others. Look in these industries: health care, computers, teaching, office management.</itunes:summary>
      <itunes:keywords/>
      <itunes:duration>180</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>Some jobs may not sound glamorous, but they may be more recession-proof than others. Look in these industries: health care, computers, teaching, office management.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=101092326">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D101092326">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    </item>
    <item>
      <title>Telling Children About Financial Problems</title>
      <description>Many families are facing difficult times as news of more layoffs hit daily headlines. How much should children be told about a family's financial situation?</description>
      <pubDate>Tue, 17 Feb 2009 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=100774287&amp;ft=1&amp;f=4465062</link>
      <guid>http://www.npr.org/templates/story/story.php?storyId=100774287&amp;ft=1&amp;f=4465062</guid>
      <itunes:summary>Many families are facing difficult times as news of more layoffs hit daily headlines. How much should children be told about a family's financial situation?</itunes:summary>
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      <itunes:duration>0</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>Many families are facing difficult times as news of more layoffs hit daily headlines. How much should children be told about a family's financial situation?</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=100774287">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D100774287">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    </item>
    <item>
      <title>IRS Snags Taxpayers Should Know</title>
      <description>In the wake of recent tax paying follies, personal finance guru Michelle Singletary reveals the little I.R.S. snags every taxpayer should know.</description>
      <pubDate>Tue, 10 Feb 2009 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=100511970&amp;ft=1&amp;f=4465062</link>
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      <itunes:summary>In the wake of recent tax paying follies, personal finance guru Michelle Singletary reveals the little I.R.S. snags every taxpayer should know.</itunes:summary>
      <itunes:keywords/>
      <itunes:duration>0</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>In the wake of recent tax paying follies, personal finance guru Michelle Singletary reveals the little I.R.S. snags every taxpayer should know.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=100511970">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D100511970">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    </item>
    <item>
      <title>Splurging Is Still Okay</title>
      <description>New shoes here, a weekend getaway there. Our financial contributor explains that treating yourself is important even during tough economic times ... so long as it's done wisely.</description>
      <pubDate>Tue, 03 Feb 2009 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=100185755&amp;ft=1&amp;f=4465062</link>
      <guid>http://www.npr.org/templates/story/story.php?storyId=100185755&amp;ft=1&amp;f=4465062</guid>
      <itunes:summary>New shoes here, a weekend getaway there. Our financial contributor explains that treating yourself is important even during tough economic times ... so long as it's done wisely.</itunes:summary>
      <itunes:keywords/>
      <itunes:duration>236</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>New shoes here, a weekend getaway there. Our financial contributor explains that treating yourself is important even during tough economic times ... so long as it's done wisely.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=100185755">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D100185755">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
      <enclosure url="http://public.npr.org/anon.npr-mp3/npr/day/2009/02/20090203_day_06.mp3?sc=16&amp;orgId=1&amp;forsearch=0&amp;topicId=1018&amp;aggIds=4465062&amp;ft=1&amp;f=4465062" length="100000" type="audio/mpeg"/>
    </item>
    <item>
      <title>It's Still Important For Teens To Find Work</title>
      <description>Remember the days of flipping hamburgers and babysitting for a little extra cash as a teenager? Our personal finance contributor explores why it's important for teens to work and how they can find a job in these tough economic times.</description>
      <pubDate>Tue, 27 Jan 2009 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=99909644&amp;ft=1&amp;f=4465062</link>
      <guid>http://www.npr.org/templates/story/story.php?storyId=99909644&amp;ft=1&amp;f=4465062</guid>
      <itunes:summary>Remember the days of flipping hamburgers and babysitting for a little extra cash as a teenager? Our personal finance contributor explores why it's important for teens to work and how they can find a job in these tough economic times.</itunes:summary>
      <itunes:keywords/>
      <itunes:duration>0</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>Remember the days of flipping hamburgers and babysitting for a little extra cash as a teenager? Our personal finance contributor explores why it's important for teens to work and how they can find a job in these tough economic times.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=99909644">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D99909644">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    </item>
    <item>
      <title>How To ID Ponzi Schemes</title>
      <description>In the wake of the ongoing Bernard Madoff scheme, we look at the importance of protecting your investments and how to spot red flags on your financial statements.</description>
      <pubDate>Tue, 13 Jan 2009 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=99296746&amp;ft=1&amp;f=4465062</link>
      <guid>http://www.npr.org/templates/story/story.php?storyId=99296746&amp;ft=1&amp;f=4465062</guid>
      <itunes:summary>In the wake of the ongoing Bernard Madoff scheme, we look at the importance of protecting your investments and how to spot red flags on your financial statements.</itunes:summary>
      <itunes:keywords/>
      <itunes:duration>0</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>In the wake of the ongoing Bernard Madoff scheme, we look at the importance of protecting your investments and how to spot red flags on your financial statements.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=99296746">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D99296746">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    </item>
    <item>
      <title>Why Wait Until Age 59 To Get My Money?</title>
      <description>Our personal finance contributor offers tips on how to deal with weird banking rules, how to go to college for free and what books you need to read to save lots of money.</description>
      <pubDate>Tue, 06 Jan 2009 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=99047810&amp;ft=1&amp;f=4465062</link>
      <guid>http://www.npr.org/templates/story/story.php?storyId=99047810&amp;ft=1&amp;f=4465062</guid>
      <itunes:summary>Our personal finance contributor offers tips on how to deal with weird banking rules, how to go to college for free and what books you need to read to save lots of money.</itunes:summary>
      <itunes:keywords/>
      <itunes:duration>0</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>Our personal finance contributor offers tips on how to deal with weird banking rules, how to go to college for free and what books you need to read to save lots of money.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=99047810">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D99047810">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    </item>
    <item>
      <title>Making Quality New Year's Resolutions</title>
      <description>Try not spending money on anything extra for a month and you'll rack up savings, says our personal finance contributor. She advises people to keep a cash reserve and remember that every day is a new day to get your finances together.</description>
      <pubDate>Tue, 30 Dec 2008 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=98819218&amp;ft=1&amp;f=4465062</link>
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      <itunes:summary>Try not spending money on anything extra for a month and you'll rack up savings, says our personal finance contributor. She advises people to keep a cash reserve and remember that every day is a new day to get your finances together.</itunes:summary>
      <itunes:keywords/>
      <itunes:duration>0</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>Try not spending money on anything extra for a month and you'll rack up savings, says our personal finance contributor. She advises people to keep a cash reserve and remember that every day is a new day to get your finances together.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=98819218">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D98819218">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    </item>
    <item>
      <title>Asking For Help During The Holidays</title>
      <description>Christmas this year comes as many Americans are unemployed,  broke and behind on their mortgages. Our personal finance contributor has advice on how to ask for assistance if you're in financial trouble during the holiday season.</description>
      <pubDate>Tue, 23 Dec 2008 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=98638772&amp;ft=1&amp;f=4465062</link>
      <guid>http://www.npr.org/templates/story/story.php?storyId=98638772&amp;ft=1&amp;f=4465062</guid>
      <itunes:summary>Christmas this year comes as many Americans are unemployed,  broke and behind on their mortgages. Our personal finance contributor has advice on how to ask for assistance if you're in financial trouble during the holiday season.</itunes:summary>
      <itunes:keywords/>
      <itunes:duration>0</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>Christmas this year comes as many Americans are unemployed,  broke and behind on their mortgages. Our personal finance contributor has advice on how to ask for assistance if you're in financial trouble during the holiday season.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=98638772">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D98638772">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    <item>
      <title>Finding A Way To Give</title>
      <description>The economic pinch makes it tempting not to give to charities this year.  It's important to make it a top priority, however, says our personal finance contributor.</description>
      <pubDate>Tue, 16 Dec 2008 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=98335067&amp;ft=1&amp;f=4465062</link>
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      <itunes:summary>The economic pinch makes it tempting not to give to charities this year.  It's important to make it a top priority, however, says our personal finance contributor.</itunes:summary>
      <itunes:keywords/>
      <itunes:duration>0</itunes:duration>
      <itunes:explicit>no</itunes:explicit>
      <content:encoded><![CDATA[<p>The economic pinch makes it tempting not to give to charities this year.  It's important to make it a top priority, however, says our personal finance contributor.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=98335067">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D98335067">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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    <item>
      <title>You Can Still Save Money</title>
      <description>A weaker paycheck and rising expenses are no excuse for cheating your savings account. Our personal finance advisor offers tip on how to shake the nickels and dimes from household budgets.</description>
      <pubDate>Tue, 09 Dec 2008 13:00:00 -0500</pubDate>
      <link>http://www.npr.org/templates/story/story.php?storyId=98013286&amp;ft=1&amp;f=4465062</link>
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      <itunes:summary>A weaker paycheck and rising expenses are no excuse for cheating your savings account. Our personal finance advisor offers tip on how to shake the nickels and dimes from household budgets.</itunes:summary>
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      <content:encoded><![CDATA[<p>A weaker paycheck and rising expenses are no excuse for cheating your savings account. Our personal finance advisor offers tip on how to shake the nickels and dimes from household budgets.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=98013286">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D98013286">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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      <title>The Best Way To Sell Your Stuff</title>
      <description>Our personal finance contributor says one way to increase your budget is to sell those unneeded items stored in your garage or closet. She offers tips on the most lucrative way to do this.</description>
      <pubDate>Tue, 02 Dec 2008 13:00:00 -0500</pubDate>
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      <itunes:summary>Our personal finance contributor says one way to increase your budget is to sell those unneeded items stored in your garage or closet. She offers tips on the most lucrative way to do this.</itunes:summary>
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      <content:encoded><![CDATA[<p>Our personal finance contributor says one way to increase your budget is to sell those unneeded items stored in your garage or closet. She offers tips on the most lucrative way to do this.</p><p><a href="http://www.npr.org/templates/email/emailAFriend.php?storyId=97693893">&raquo; E-Mail This</a>&nbsp;&nbsp;&nbsp;&nbsp; <a href="http://del.icio.us/post?url=http%3A%2F%2Fwww.npr.org%2Ftemplates%2Fstory%2Fstory.php%3FstoryId%3D97693893">&raquo; Add to Del.icio.us</a></p>]]></content:encoded>
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