Mental Care & Insurance -- NPR's Patricia Neighmond reports on a study of health care provided by psychiatric hospitals. The study found that 65-percent of the hospitals transferred patients to other facilities, usually when the patient's insurance benefits ran out. Critics say getting used to a whole new set of doctors and nurses disrupts the patient's care. Insurance typically covers seven to 30 days of in-patient hospital care. Managed care officials argue that out-patient clinics can be less expensive and just as effective.